/* =========================================================================
   UniBank design system  —  v2
   Restrained, editorial "real bank" look: flat color, hairline borders,
   generous whitespace, real product UI. No glassmorphism, no gradient mesh,
   no gradient text, no glow, no floating decoration.
   Palette: white base · dark navy ink · one measured blue accent.
   ========================================================================= */

:root{
  /* Navy (brand / dark sections / text) */
  --navy:#0a2a4e;
  --navy-deep:#08213d;
  --navy-900:#071b33;
  --navy-800:#0a2a4e;
  --navy-700:#123a63;      /* kept for legacy class refs */
  --navy-600:#1b4a7a;

  /* Accent blue (used sparingly) */
  --blue:#175cd3;
  --blue-600:#1450bd;
  --blue-500:#175cd3;
  --blue-400:#4a86e8;
  --sky:#2e90fa;           /* light blue highlight */
  --sky-300:#8fc5ff;
  --sky-400:#2e90fa;

  /* Neutrals */
  --ink:#101c2e;
  --ink-soft:#2a3a51;
  --slate:#5a6a80;
  --slate-2:#8593a6;
  --line:#e7ecf3;
  --line-2:#eef2f7;
  --line-strong:#d7dfea;
  --bg:#ffffff;
  --bg-soft:#f6f8fb;
  --mist:#eef3fa;
  --white:#ffffff;

  /* Semantic */
  --pos:#0a7a52;
  --pos-bg:#e7f5ee;
  --neg:#c23b34;
  --neg-bg:#fbeceb;
  --warn:#a86717;

  /* Shape + depth (neutral shadows, restrained radii) */
  --radius:12px;
  --radius-lg:16px;
  --radius-sm:8px;
  --shadow-xs:0 1px 2px rgba(16,24,40,.06);
  --shadow-sm:0 1px 3px rgba(16,24,40,.08),0 1px 2px rgba(16,24,40,.04);
  --shadow:0 6px 20px rgba(16,24,40,.08);
  --shadow-lg:0 16px 40px rgba(16,24,40,.10);

  --grad-navy:linear-gradient(178deg,#0d3160,#0a2545);
  --font-body:'Inter',ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --font-display:'Plus Jakarta Sans','Inter',ui-sans-serif,system-ui,Segoe UI,sans-serif;
  --maxw:1140px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;line-height:1.6}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.14;margin:0;color:var(--ink);letter-spacing:-.02em;font-weight:800}
p{margin:0}
a{color:inherit;text-decoration:none}
img{max-width:100%}
button{font-family:inherit}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-block;font-weight:700;font-size:12.5px;letter-spacing:.09em;text-transform:uppercase;color:var(--blue)}
.eyebrow.light{color:var(--sky-300)}
.muted{color:var(--slate)}

/* ------------------------------- Buttons -------------------------------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:600;font-size:15px;border:1px solid transparent;cursor:pointer;padding:12px 20px;border-radius:10px;transition:background .16s ease,border-color .16s ease,color .16s ease,transform .12s ease;white-space:nowrap;text-decoration:none;line-height:1.1}
.btn:active{transform:translateY(.5px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:#0c355f}
.btn-accent{background:var(--blue);color:#fff}
.btn-accent:hover{background:var(--blue-600)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:#0c355f}
.btn-light{background:#fff;color:var(--navy);border-color:transparent}
.btn-light:hover{background:#eef3fa}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line-strong)}
.btn-ghost:hover{border-color:var(--slate-2);background:var(--bg-soft)}
.btn-ghost.on-dark{color:#e9eef6;border-color:rgba(255,255,255,.28)}
.btn-ghost.on-dark:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.5)}
.btn-lg{padding:14px 24px;font-size:15.5px}
.btn-block{width:100%}
.btn-soft{background:var(--mist);color:var(--blue);border-color:transparent}
.btn-soft:hover{background:#e3ecf8}
.btn-danger{background:var(--neg-bg);color:var(--neg)}
.btn-danger:hover{background:#f7ddda}
.btn-sm{padding:9px 15px;font-size:14px;border-radius:9px}
.btn-link{display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:15px;color:var(--blue)}
.btn-link:hover{color:var(--blue-600)}

/* -------------------------------- Nav ----------------------------------- */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(120%) blur(8px);border-bottom:1px solid var(--line)}
.nav.scrolled{border-color:var(--line-strong)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-weight:800;font-size:19px;letter-spacing:-.02em;color:var(--ink)}
.brand .logo{width:34px;height:34px;flex:0 0 34px}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a.link{font-weight:500;font-size:14.5px;color:var(--ink-soft);transition:color .15s}
.nav-links a.link:hover{color:var(--ink)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:6px}

/* ------------------------------- Hero ----------------------------------- */
.hero{background:var(--bg);border-bottom:1px solid var(--line);padding:82px 0 80px}
/* Lean centered hero (no product panel, no gradient) */
.hero-center{text-align:center}
.hero-center .eyebrow{display:inline-block;margin-bottom:18px}
.hero-center h1{font-size:clamp(36px,5.2vw,60px);color:var(--navy);letter-spacing:-.032em;line-height:1.04;max-width:900px;margin:0 auto}
.hero-center .hero-lead{margin:22px auto 0;max-width:560px;text-align:center}
.hero-center .hero-cta{justify-content:center;margin-top:32px}
.hero-note{margin-top:24px;color:var(--slate);font-size:13.5px}

/* Hero split layout with decorative tilted candle chart */
.hero-split .container{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.hero-split .hero-copy{text-align:left}
.hero-split .hero-copy .eyebrow{margin-bottom:18px}
.hero-split .hero-cta{justify-content:flex-start}
.hero-split .hero-lead{max-width:520px}
.hero-art{perspective:1500px}
.art-tilt{transform:rotateY(-20deg) rotateX(7deg) rotate(1deg);transform-style:preserve-3d;filter:drop-shadow(0 30px 48px rgba(10,31,56,.32));transition:transform .55s cubic-bezier(.2,.7,.2,1);will-change:transform}
.hero-art:hover .art-tilt{transform:rotateY(-10deg) rotateX(3deg)}
.candle-card{display:block;width:100%;height:auto}
@media(max-width:860px){
  .hero-split .container{grid-template-columns:1fr;gap:34px}
  .hero-art{order:2;max-width:480px;margin:0 auto;perspective:none}
  .art-tilt{transform:none;filter:drop-shadow(0 16px 30px rgba(10,31,56,.22))}
}
@media(prefers-reduced-motion:reduce){ .art-tilt{transition:none} }
/* Plain feature columns (no cards, no gradients) */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;max-width:960px;margin:0 auto}
.pillar{padding:0 2px}
.pillar .pi{width:38px;height:38px;color:var(--blue);margin-bottom:16px}
.pillar h3{font-size:18px;margin-bottom:8px;color:var(--ink)}
.pillar p{color:var(--slate);font-size:15px;line-height:1.62}
/* Plain security checklist (no gradient block) */
.trust-list{display:grid;grid-template-columns:1fr 1fr;gap:24px 44px;max-width:820px;margin:0 auto}
.trust-item{display:flex;gap:13px;align-items:flex-start}
.trust-item .tc{flex:0 0 20px;color:var(--pos);margin-top:1px}
.trust-item h4{font-size:15.5px;font-family:var(--font-display);font-weight:700;color:var(--ink)}
.trust-item p{color:var(--slate);font-size:13.5px;margin-top:3px;line-height:1.55}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:56px;align-items:center}
.hero-copy .eyebrow{margin-bottom:18px}
.hero h1{font-size:clamp(34px,4.6vw,54px);color:var(--navy);letter-spacing:-.032em;line-height:1.05}
.hero-lead{margin-top:20px;font-size:18px;color:var(--slate);max-width:500px;line-height:1.6}
.hero-cta{display:flex;gap:18px;align-items:center;margin-top:30px;flex-wrap:wrap}
.hero-meta{margin-top:30px;padding-top:22px;border-top:1px solid var(--line);display:flex;gap:10px 22px;flex-wrap:wrap;color:var(--slate);font-size:13.5px}
.hero-meta b{color:var(--ink);font-weight:600}
.hero-meta .sep{color:var(--line-strong)}

/* Realistic "all accounts" product panel (replaces the decorative visual) */
.accounts-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);overflow:hidden}
.ap-head{display:flex;align-items:flex-start;justify-content:space-between;padding:22px 22px 18px;border-bottom:1px solid var(--line-2)}
.ap-label{font-size:13px;color:var(--slate);font-weight:500}
.ap-total{font-family:var(--font-display);font-weight:800;font-size:32px;color:var(--ink);letter-spacing:-.02em;margin-top:4px;font-variant-numeric:tabular-nums}
.ap-tag{font-size:12.5px;font-weight:600;color:var(--slate);background:var(--bg-soft);border:1px solid var(--line);padding:5px 11px;border-radius:999px}
.ap-list{padding:6px 8px}
.ap-row{display:flex;align-items:center;gap:13px;padding:12px 14px;border-radius:10px}
.ap-row + .ap-row{border-top:1px solid var(--line-2)}
.ap-dot{width:30px;height:30px;border-radius:8px;flex:0 0 30px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:12px}
.ap-name{flex:1;min-width:0}
.ap-name .n{font-weight:600;font-size:14.5px;color:var(--ink)}
.ap-name .s{font-size:12.5px;color:var(--slate);font-variant-numeric:tabular-nums}
.ap-bal{font-weight:700;font-size:14.5px;color:var(--ink);font-variant-numeric:tabular-nums;white-space:nowrap}
.ap-foot{display:flex;align-items:center;justify-content:space-between;padding:15px 22px;border-top:1px solid var(--line-2);background:var(--bg-soft);font-size:13px;color:var(--slate)}
.ap-foot a{color:var(--blue);font-weight:600}

/* ----------------------------- Stats band ------------------------------- */
.stats{background:var(--bg);border-bottom:1px solid var(--line)}
.stats-card{display:grid;grid-template-columns:repeat(4,1fr);padding:36px 0}
.stat{text-align:center;padding:4px 18px;position:relative}
.stat + .stat::before{content:"";position:absolute;left:0;top:10%;height:80%;width:1px;background:var(--line)}
.stat .num{font-family:var(--font-display);font-weight:800;font-size:clamp(26px,3vw,36px);color:var(--navy);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.stat .num .u{color:var(--navy)}
.stat .lbl{color:var(--slate);font-size:13.5px;margin-top:6px}

/* ------------------------------ Sections -------------------------------- */
.section{padding:88px 0}
.section.soft{background:var(--bg-soft)}
.sec-head{max-width:640px;margin:0 auto 52px;text-align:center}
.sec-head h2{font-size:clamp(27px,3.2vw,38px);color:var(--navy)}
.sec-head p{margin-top:14px;font-size:17px;color:var(--slate);line-height:1.6}

.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}
.feature{background:#fff;padding:30px 28px;transition:background .18s}
.feature:hover{background:var(--bg-soft)}
.feature .ficon{width:42px;height:42px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--mist);color:var(--blue);margin-bottom:18px}
.feature h3{font-size:18px;margin-bottom:8px;color:var(--ink)}
.feature p{color:var(--slate);font-size:15px;line-height:1.6}
.feature .spark{display:none}

/* How it works */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px 26px;position:relative}
.step .n{width:36px;height:36px;border-radius:9px;background:var(--navy);color:#fff;font-family:var(--font-display);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:16px;margin-bottom:16px}
.step h3{font-size:18px;margin-bottom:8px}
.step p{color:var(--slate);font-size:15px;line-height:1.6}
.step-line{display:none}

/* Security band — flat navy, no glow */
.secure{background:var(--grad-navy);color:#e9eef6;border-radius:var(--radius-lg);padding:56px;border:1px solid var(--navy-700)}
.secure-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.secure h2{color:#fff;font-size:clamp(25px,3vw,34px)}
.secure p.lead{color:#a9bdd9;margin-top:16px;font-size:16px;line-height:1.65}
.secure-list{display:grid;gap:2px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);overflow:hidden}
.sec-item{display:flex;gap:14px;align-items:flex-start;background:rgba(255,255,255,.02);padding:17px 18px}
.sec-item .ci{flex:0 0 22px;width:22px;height:22px;color:var(--sky-300);margin-top:1px}
.sec-item h4{color:#fff;font-size:15.5px;font-family:var(--font-display);font-weight:700}
.sec-item p{color:#9fb2cf;font-size:13.5px;margin-top:3px;line-height:1.55}

/* Banks — calm static grid (no marquee) */
.banks-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.mq-chip,.bank-chip{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:15px 18px;font-weight:600;color:var(--ink);white-space:nowrap;font-size:14.5px}
.mq-dot,.bank-dot{width:24px;height:24px;border-radius:7px;flex:0 0 24px}

/* CTA — flat navy */
.cta{background:var(--grad-navy);border:1px solid var(--navy-700);border-radius:var(--radius-lg);padding:56px;text-align:center;color:#fff}
.cta h2{color:#fff;font-size:clamp(26px,3.4vw,38px)}
.cta p{color:#a9bdd9;margin-top:12px;font-size:17px}
.cta .hero-cta{justify-content:center;margin-top:26px}

/* ------------------------------- Footer --------------------------------- */
.footer{background:var(--navy-deep);color:#93a6c2;padding:56px 0 28px;border-top:1px solid var(--navy-700)}
.footer-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer .brand{color:#fff}
.footer h5{color:#cdd9ea;font-size:13px;text-transform:uppercase;letter-spacing:.07em;margin:0 0 14px;font-family:var(--font-display);font-weight:700}
.footer a{display:block;padding:6px 0;color:#8ba0bd;font-size:14px;transition:color .15s}
.footer a:hover{color:#cfe0f5}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:22px;flex-wrap:wrap;font-size:13px}
.demo-banner{text-align:center;padding:30px 0 8px}
.demo-banner .vd{font-family:var(--font-display);font-weight:800;letter-spacing:.14em;color:#e5484d;font-size:clamp(26px,4.4vw,44px)}
.demo-banner small{display:block;color:#7f95b4;margin-top:8px}

/* ---------------------- Scroll reveal (subtle) -------------------------- */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.05s}.reveal.d2{transition-delay:.1s}.reveal.d3{transition-delay:.15s}.reveal.d4{transition-delay:.2s}

/* =========================================================================
   AUTH PAGES
   ========================================================================= */
.auth{min-height:100vh;display:grid;grid-template-columns:1.05fr .95fr}
.auth-aside{background:var(--grad-navy);color:#e9eef6;padding:56px;position:relative;display:flex;flex-direction:column;justify-content:space-between;border-right:1px solid var(--navy-700)}
.auth-aside .inner{position:relative;z-index:2;max-width:430px}
.auth-aside h2{color:#fff;font-size:32px;margin-top:22px;letter-spacing:-.02em}
.auth-aside p{color:#a9bdd9;margin-top:16px;font-size:16px;line-height:1.6}
.auth-points{margin-top:30px;display:grid;gap:14px}
.auth-points .ap{display:flex;gap:12px;align-items:center;color:#cddcef;font-size:15px}
.auth-points .ap svg{color:var(--sky-300);flex:0 0 22px}
.auth-main{display:flex;align-items:center;justify-content:center;padding:40px 24px;background:var(--bg)}
.auth-card{width:100%;max-width:420px}
.auth-card h1{font-size:28px;color:var(--navy)}
.auth-card .sub{color:var(--slate);margin-top:8px;margin-bottom:26px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:13.5px;margin-bottom:7px;color:var(--ink-soft)}
.field .input,.input{width:100%;padding:12px 14px;border:1px solid var(--line-strong);border-radius:10px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.field .input:focus,.input:focus{outline:none;border-color:var(--blue-400);box-shadow:0 0 0 3px rgba(23,92,211,.12)}
.field.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field.two label{grid-column:1/-1}
.check{display:flex;gap:11px;align-items:flex-start;margin:6px 0 20px;font-size:14px;color:var(--slate)}
.check input{margin-top:2px;width:17px;height:17px;accent-color:var(--blue);flex:0 0 17px}
.check a{color:var(--blue);font-weight:600}
.pw-meter{height:5px;border-radius:5px;background:var(--line);margin-top:9px;overflow:hidden}
.pw-meter i{display:block;height:100%;width:0;border-radius:5px;transition:width .3s,background .3s}
.form-alert{padding:11px 14px;border-radius:10px;font-size:14px;margin-bottom:18px;display:none}
.form-alert.err{display:block;background:var(--neg-bg);color:#9a2f2a;border:1px solid #f0cbc8}
.form-alert.ok{display:block;background:var(--pos-bg);color:#0a6244;border:1px solid #bfe3d2}
.auth-foot{margin-top:22px;text-align:center;color:var(--slate);font-size:14px}
.auth-foot a{color:var(--blue);font-weight:700}
.back-home{position:absolute;top:26px;left:26px;z-index:5;color:#bcd0ea;font-weight:500;font-size:14px;display:flex;align-items:center;gap:7px}

/* =========================================================================
   DASHBOARD
   ========================================================================= */
.app-shell{min-height:100vh;background:var(--bg-soft);display:flex;flex-direction:column}
.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.topbar-inner{max-width:1300px;margin:0 auto;padding:0 24px;height:64px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.live-pill{display:inline-flex;align-items:center;gap:7px;background:var(--pos-bg);color:var(--pos);font-weight:600;font-size:12.5px;padding:5px 11px;border-radius:999px}
.live-pill .dot{width:7px;height:7px;border-radius:50%;background:var(--pos);animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(10,122,82,.5)}70%{box-shadow:0 0 0 7px rgba(10,122,82,0)}100%{box-shadow:0 0 0 0 rgba(10,122,82,0)}}
.who{display:flex;align-items:center;gap:11px}
.avatar{width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13.5px}
.dash{max-width:1300px;margin:0 auto;width:100%;padding:26px 24px 40px;display:grid;grid-template-columns:22% 1fr;gap:22px;align-items:start}

/* Big balance card (top-left, ~20%) — solid navy, flat */
.balance-card{position:sticky;top:88px;background:var(--grad-navy);color:#fff;border-radius:var(--radius-lg);padding:24px;border:1px solid var(--navy-700);box-shadow:var(--shadow)}
.bc-label{color:#a9bdd9;font-size:12.5px;font-weight:500;display:flex;align-items:center;gap:8px}
.bc-amount{font-family:var(--font-display);font-weight:800;font-size:clamp(27px,3vw,34px);margin:10px 0 2px;letter-spacing:-.02em;line-height:1.05;font-variant-numeric:tabular-nums}
.bc-sub{color:#93a6c2;font-size:12.5px}
.bc-chip{margin-top:20px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:13px 14px}
.bc-chip .row{display:flex;justify-content:space-between;font-size:12.5px;color:#b9c9e0;padding:3px 0}
.bc-chip .row b{color:#fff;font-weight:600;font-variant-numeric:tabular-nums}
.bc-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:18px}
.bc-actions .qa{display:flex;flex-direction:column;align-items:center;gap:6px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:11px;padding:12px 6px;cursor:pointer;color:#e9eef6;font-size:12px;font-weight:600;transition:background .15s}
.bc-actions .qa:hover{background:rgba(255,255,255,.13)}
.bc-actions .qa.full{grid-column:1/-1;flex-direction:row;justify-content:center;background:#fff;color:var(--navy)}
.bc-actions .qa svg{width:18px;height:18px}

/* Right column */
.col-main{display:grid;gap:22px;min-width:0}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px 24px}
.panel-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;gap:12px}
.panel-head h3{font-size:17px}
.panel-head .sub{color:var(--slate);font-size:13px}

/* Cards row (accounts) — real card look with a restrained gradient */
.cards-row{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:16px}
.mini-card{border-radius:14px;padding:18px;color:#fff;position:relative;overflow:hidden;min-height:148px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:var(--shadow-sm)}
.mini-card.navy{background:linear-gradient(160deg,#123a63,#0a2545)}
.mini-card.blue{background:linear-gradient(160deg,#1f68d6,#123a7e)}
.mini-card.sky{background:linear-gradient(160deg,#2e90fa,#155bb5)}
.mini-card.slate{background:linear-gradient(160deg,#556579,#333f4e)}
.mini-card.gold{background:linear-gradient(160deg,#b98a1f,#7a5c12)}
.mini-card .mc-top{display:flex;justify-content:space-between;align-items:flex-start}
.mini-card .mc-label{font-size:13px;color:rgba(255,255,255,.82);font-weight:500}
.mini-card .mc-bal{font-family:var(--font-display);font-weight:800;font-size:23px;margin-top:2px;font-variant-numeric:tabular-nums}
.mini-card .mc-num{font-size:12.5px;letter-spacing:.05em;color:rgba(255,255,255,.85);font-variant-numeric:tabular-nums}
.mini-card .mc-brand{font-size:10.5px;text-transform:uppercase;letter-spacing:.1em;opacity:.8}
.add-card{border:1px dashed var(--line-strong);border-radius:14px;min-height:148px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;color:var(--slate);cursor:pointer;transition:border-color .15s,color .15s,background .15s;font-weight:600;font-size:14px}
.add-card:hover{border-color:var(--blue-400);color:var(--blue);background:var(--bg-soft)}

/* Detail rows */
.detail-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}
.detail{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.detail .k{font-size:11.5px;color:var(--slate);font-weight:600;text-transform:uppercase;letter-spacing:.05em}
.detail .v{font-size:14.5px;margin-top:5px;color:var(--ink);font-weight:600;word-break:break-all;font-variant-numeric:tabular-nums;display:flex;align-items:center;gap:8px}
.copy-btn{background:none;border:none;cursor:pointer;color:var(--slate-2);padding:2px;border-radius:6px;transition:color .15s}
.copy-btn:hover{color:var(--blue)}

/* Transactions */
.tx-list{display:flex;flex-direction:column}
.tx{display:flex;align-items:center;gap:14px;padding:13px 6px;border-bottom:1px solid var(--line-2)}
.tx:last-child{border-bottom:none}
.tx-ic{width:38px;height:38px;border-radius:10px;flex:0 0 38px;display:flex;align-items:center;justify-content:center}
.tx-ic.in{background:var(--pos-bg);color:var(--pos)}
.tx-ic.out{background:var(--bg-soft);color:var(--slate)}
.tx-ic.mid{background:var(--mist);color:var(--blue)}
.tx-main{flex:1;min-width:0}
.tx-main .t{font-weight:600;font-size:14.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.tx-main .m{color:var(--slate);font-size:12.5px}
.tx-amt{font-weight:700;font-variant-numeric:tabular-nums;font-size:15px;white-space:nowrap}
.tx-amt.in{color:var(--pos)}
.tx-amt.out{color:var(--ink)}
.tx-status{font-size:10.5px;font-weight:700;padding:3px 8px;border-radius:999px;text-transform:uppercase;letter-spacing:.03em}
.tx-status.completed{background:var(--pos-bg);color:var(--pos)}
.tx-status.pending{background:#fbf1de;color:var(--warn)}
.empty{text-align:center;color:var(--slate);padding:34px 10px;font-size:14px}

/* =========================================================================
   MODAL
   ========================================================================= */
.modal-overlay{position:fixed;inset:0;background:rgba(8,20,38,.5);z-index:100;display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;pointer-events:none;transition:opacity .2s}
.modal-overlay.open{opacity:1;pointer-events:auto}
.modal{background:#fff;border-radius:var(--radius-lg);width:100%;max-width:450px;box-shadow:var(--shadow-lg);transform:translateY(10px);transition:transform .22s ease;max-height:92vh;overflow:auto}
.modal-overlay.open .modal{transform:none}
.modal-head{padding:22px 24px 0;display:flex;justify-content:space-between;align-items:flex-start}
.modal-head h3{font-size:20px}
.modal-head p{color:var(--slate);font-size:14px;margin-top:4px}
.modal-close{background:var(--bg-soft);border:1px solid var(--line);width:32px;height:32px;border-radius:9px;cursor:pointer;color:var(--slate);font-size:17px;display:flex;align-items:center;justify-content:center}
.modal-close:hover{background:var(--mist);color:var(--ink)}
.modal-body{padding:20px 24px 24px}
.amount-input{position:relative;margin-bottom:6px}
.amount-input .cur{position:absolute;left:15px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--slate);font-size:19px}
.amount-input input{width:100%;padding:15px 15px 15px 38px;font-size:24px;font-weight:800;font-family:var(--font-display);border:1px solid var(--line-strong);border-radius:12px;color:var(--ink)}
.amount-input input:focus{outline:none;border-color:var(--blue-400);box-shadow:0 0 0 3px rgba(23,92,211,.12)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:12px 0 18px}
.chips .c{padding:7px 13px;border:1px solid var(--line-strong);border-radius:999px;font-weight:600;font-size:13px;cursor:pointer;color:var(--ink-soft);transition:.14s}
.chips .c:hover{border-color:var(--blue-400);color:var(--blue)}
.select-wrap{position:relative}
.select-wrap select{width:100%;padding:12px 15px;border:1px solid var(--line-strong);border-radius:10px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff;appearance:none;cursor:pointer}
.select-wrap select:focus{outline:none;border-color:var(--blue-400);box-shadow:0 0 0 3px rgba(23,92,211,.12)}
.select-wrap .arrow{position:absolute;right:14px;top:50%;transform:translateY(-50%);pointer-events:none;color:var(--slate)}
.bank-fields{margin-top:16px;display:grid;gap:14px}
.otp-note{display:flex;gap:9px;align-items:center;background:#fbf5e8;border:1px solid #eeddb8;color:#7d5c14;border-radius:10px;padding:10px 13px;font-size:13px}
.modal-alert{padding:11px 14px;border-radius:10px;font-size:13.5px;margin-bottom:14px;display:none}
.modal-alert.err{display:block;background:var(--neg-bg);color:#9a2f2a}
.modal-alert.ok{display:block;background:var(--pos-bg);color:#0a6244}

/* toast */
.toast-wrap{position:fixed;right:20px;bottom:20px;z-index:200;display:flex;flex-direction:column;gap:10px}
.toast{background:var(--navy);color:#fff;padding:12px 17px;border-radius:11px;box-shadow:var(--shadow-lg);font-size:14px;font-weight:500;display:flex;align-items:center;gap:10px;transform:translateX(120%);transition:transform .3s ease;max-width:340px}
.toast.show{transform:none}
.toast.ok{background:#0a6244}
.toast.err{background:#a5322e}
.flash{animation:flashBg 1s ease}
@keyframes flashBg{0%{background:rgba(23,92,211,.1)}100%{background:transparent}}

/* =========================================================================
   ADMIN
   ========================================================================= */
.admin-shell{min-height:100vh;background:var(--bg-soft)}
.admin-top{background:var(--navy-deep);color:#fff;border-bottom:1px solid var(--navy-700)}
.admin-top .topbar-inner{height:62px}
.admin-badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#cfe0f5;padding:4px 11px;border-radius:999px;font-size:11.5px;font-weight:700;letter-spacing:.05em}
.admin-wrap{max-width:1300px;margin:0 auto;padding:24px;display:grid;grid-template-columns:250px 1fr;gap:22px;align-items:start}
.admin-side{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:12px;position:sticky;top:24px}
.admin-side .side-h{font-size:11.5px;text-transform:uppercase;letter-spacing:.07em;color:var(--slate);font-weight:700;padding:10px 12px 6px}
.admin-nav-item{display:flex;align-items:center;gap:11px;padding:11px 13px;border-radius:10px;cursor:pointer;color:var(--ink-soft);font-weight:600;font-size:14px;transition:.14s}
.admin-nav-item:hover{background:var(--bg-soft)}
.admin-nav-item.active{background:var(--navy);color:#fff}
.admin-nav-item.active svg{color:var(--sky-300)}
.admin-main{min-width:0;display:grid;gap:20px}
.admin-h{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.admin-h h1{font-size:23px;color:var(--navy)}
.tabpane{display:none}
.tabpane.active{display:grid;gap:20px}
.kpi-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.kpi{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}
.kpi .k{color:var(--slate);font-size:13px;font-weight:500}
.kpi .v{font-family:var(--font-display);font-weight:800;font-size:25px;margin-top:6px;color:var(--navy);font-variant-numeric:tabular-nums}
.kpi .v.blue{color:var(--blue)}

.table{width:100%;border-collapse:collapse}
.table th{text-align:left;font-size:11.5px;text-transform:uppercase;letter-spacing:.04em;color:var(--slate);font-weight:700;padding:10px 12px;border-bottom:1px solid var(--line)}
.table td{padding:12px;border-bottom:1px solid var(--line-2);font-size:14px;vertical-align:middle}
.table tr:hover td{background:var(--bg-soft)}
.table .actions{display:flex;gap:7px;justify-content:flex-end}
.pillbtn{border:1px solid var(--line-strong);cursor:pointer;padding:7px 12px;border-radius:8px;font-weight:600;font-size:13px;background:#fff;color:var(--ink-soft)}
.pillbtn:hover{background:var(--bg-soft);border-color:var(--slate-2)}
.pillbtn.danger{background:#fff;color:var(--neg);border-color:#f0cbc8}
.pillbtn.danger:hover{background:var(--neg-bg)}

/* toggle switch */
.switch{position:relative;display:inline-block;width:42px;height:24px;cursor:pointer}
.switch input{opacity:0;width:0;height:0}
.switch .track{position:absolute;inset:0;background:var(--line-strong);border-radius:999px;transition:.2s}
.switch .thumb{position:absolute;height:18px;width:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.2s;box-shadow:0 1px 2px rgba(0,0,0,.25)}
.switch input:checked + .track{background:var(--blue)}
.switch input:checked + .track + .thumb{transform:translateX(18px)}

.inline-input{padding:8px 10px;border:1px solid var(--line-strong);border-radius:8px;font-size:14px;width:120px;font-family:inherit}
.inline-input:focus{outline:none;border-color:var(--blue-400)}
.user-row.sel td{background:#eef4ff}
.badge{display:inline-block;padding:3px 9px;border-radius:999px;font-size:11px;font-weight:700}
.badge.usd{background:#e8f0fb;color:var(--blue-600)}
.badge.eur{background:#e7f5ee;color:var(--pos)}
.badge.gbp{background:#f0ebfb;color:#6b41c9}
.badge.admin{background:var(--neg-bg);color:var(--neg)}
.help{font-size:13px;color:var(--slate);background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:12px 15px;line-height:1.55}
.seg{display:inline-flex;background:var(--bg-soft);border:1px solid var(--line);border-radius:10px;padding:3px}
.seg button{border:none;background:none;padding:8px 14px;border-radius:7px;font-weight:600;font-size:13px;cursor:pointer;color:var(--slate)}
.seg button.on{background:#fff;color:var(--blue);box-shadow:var(--shadow-xs)}

/* =============================== RESPONSIVE ============================== */
@media (max-width:1080px){
  .dash{grid-template-columns:1fr}
  .balance-card{position:static}
  .admin-wrap{grid-template-columns:1fr}
  .admin-side{position:static;display:flex;gap:8px;overflow-x:auto}
  .admin-side .side-h{display:none}
  .kpi-row{grid-template-columns:repeat(2,1fr)}
  .banks-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:36px}
  .secure-grid{grid-template-columns:1fr;gap:26px}
  .stats-card{grid-template-columns:repeat(2,1fr);gap:26px 0}
  .stat + .stat::before{display:none}
  .feature-grid,.steps{grid-template-columns:1fr}
  .pillars{grid-template-columns:1fr;gap:34px;max-width:420px}
  .trust-list{grid-template-columns:1fr;max-width:460px}
  .auth{grid-template-columns:1fr}
  .auth-aside{display:none}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .nav-links{display:none}
  .nav-links.open{display:flex;position:absolute;top:66px;left:0;right:0;flex-direction:column;background:#fff;padding:18px 24px;gap:16px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav-toggle{display:block}
  .section{padding:60px 0}
  .secure,.cta{padding:34px 22px}
  .banks-grid{grid-template-columns:repeat(2,1fr)}
  .kpi-row{grid-template-columns:1fr 1fr}
  .table thead{display:none}
  .table,.table tbody,.table tr,.table td{display:block;width:100%}
  .table tr{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:6px}
  .table td{border:none;padding:7px 10px}
  .table .actions{justify-content:flex-start}
}
@media (max-width:560px){
  .field.two{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .container{padding:0 18px}
  .hero{padding:52px 0 56px}
}

/* Hidden attribute must always win */
[hidden]{display:none!important}

/* ---- Withdrawal modal: method choice, waiting, result ---- */
.method-list{display:grid;gap:12px}
.method{display:flex;align-items:center;gap:14px;width:100%;text-align:left;background:#fff;border:1px solid var(--line-strong);border-radius:12px;padding:15px 16px;cursor:pointer;transition:border-color .15s,background .15s;font-family:inherit}
.method:hover{border-color:var(--blue-400);background:var(--bg-soft)}
.method .m-ic{width:42px;height:42px;flex:0 0 42px;border-radius:10px;background:var(--mist);color:var(--blue);display:flex;align-items:center;justify-content:center}
.method .m-body{flex:1;display:flex;flex-direction:column}
.method .m-title{font-weight:700;font-size:15px;color:var(--ink)}
.method .m-sub{font-size:13px;color:var(--slate);margin-top:2px}
.method .m-arrow{color:var(--slate-2)}
.back-link{display:inline-flex;align-items:center;gap:6px;margin-top:14px;color:var(--slate);font-weight:600;font-size:13.5px;cursor:pointer;background:none;border:none;font-family:inherit}
.back-link:hover{color:var(--ink)}
.bank-fields[hidden]{display:none!important}
.wait-box,.result-box{text-align:center;padding:24px 6px 6px}
.wait-box h4,.result-box h4{font-size:19px;margin-top:16px}
.wait-box p,.result-box p{color:var(--slate);font-size:14px;margin-top:8px;max-width:340px;margin-left:auto;margin-right:auto}
.spinner{width:46px;height:46px;border-radius:50%;border:3px solid var(--line);border-top-color:var(--blue);margin:0 auto;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.result-ic{width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto}
.result-ic.ok{background:var(--pos-bg);color:var(--pos)}
.result-ic.err{background:var(--neg-bg);color:var(--neg)}
.retry-row{display:grid;gap:10px;margin-top:22px}

/* ---- Crypto deposit: the address the user should send to ---- */
.wallet-head{text-align:center;font-family:var(--font-display);font-weight:800;font-size:19px;color:var(--ink);margin-top:6px}
.wallet-instr{text-align:center;color:var(--slate);font-size:14px;margin:10px auto 16px;max-width:360px}
.wallet-instr b{color:var(--ink)}
.wallet-box{background:var(--bg-soft);border:1px solid var(--line-strong);border-radius:14px;padding:16px}
.wb-addr{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:14px;color:var(--ink);word-break:break-all;text-align:center;line-height:1.5}
.wait-inline{display:flex;align-items:center;justify-content:center;gap:10px;color:var(--slate);font-size:13px;margin-top:18px}
.spinner.sm{width:20px;height:20px;border-width:2px;margin:0}

/* ---- Branded bank withdrawal page ---- */
.bankpage{min-height:100vh;background:var(--bg-soft);display:flex;flex-direction:column}
.bankpage-wrap{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:34px 18px}
.bankcard{width:100%;max-width:460px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:26px 26px 28px}
.bank-head{display:flex;align-items:center;gap:14px;padding-bottom:18px;margin-bottom:20px;border-bottom:1px solid var(--line-2)}
.bank-badge{position:relative;width:56px;height:56px;flex:0 0 56px;border-radius:14px;overflow:hidden;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:22px;font-family:var(--font-display)}
.bank-badge img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.bank-headtext{min-width:0}
.bank-name{font-family:var(--font-display);font-weight:800;font-size:19px;color:var(--ink);line-height:1.15;letter-spacing:-.01em;word-break:break-word}
.bank-sub{font-size:13px;color:var(--slate);margin-top:3px}
.amt-summary{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:13px 16px;margin-bottom:18px;display:flex;align-items:center;justify-content:space-between;gap:10px}
.amt-summary .l{font-size:13px;color:var(--slate)}
.amt-summary .v{font-family:var(--font-display);font-weight:800;font-size:20px;color:var(--ink);font-variant-numeric:tabular-nums}
.bankfield{margin-bottom:14px}
.bankfield label{display:block;font-weight:600;font-size:13px;color:var(--ink-soft);margin-bottom:6px}
.bank-cancel{display:block;text-align:center;margin-top:14px;color:var(--slate);font-weight:600;font-size:13.5px}
.bank-cancel:hover{color:var(--ink)}
.secure-strip{display:flex;align-items:center;justify-content:center;gap:8px;color:var(--slate);font-size:12.5px;margin-top:16px}

.logo-prev{width:26px;height:26px;border-radius:6px;overflow:hidden;position:relative;flex:0 0 26px;display:inline-block;vertical-align:middle}
.logo-prev img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}

/* ---- Admin withdrawal request rows ---- */
.wd-row{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:15px 4px;border-bottom:1px solid var(--line-2);flex-wrap:wrap}
.wd-row:last-child{border-bottom:none}
.wd-main{flex:1;min-width:220px}
.wd-top{font-size:14.5px;color:var(--ink)}
.wd-top .badge{margin-right:6px}
.wd-sub{font-size:12.5px;color:var(--slate);margin-top:7px;word-break:break-word;line-height:2}
.wd-kv{margin-right:12px;white-space:nowrap}
.wd-entering{background:#fdf8ee;border:1px solid #f0e2c4;border-radius:12px;padding:12px 14px;margin:4px 0}
.wd-live{display:inline-flex;align-items:center;gap:8px;color:var(--warn);font-weight:700;font-size:12.5px;white-space:nowrap}
.wd-live .dot{width:8px;height:8px;border-radius:50%;background:var(--warn);animation:blink 1.2s ease-in-out infinite}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.3}}
.dep-wallet{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.wd-kv code{background:var(--bg-soft);border:1px solid var(--line);border-radius:6px;padding:2px 7px;font-size:12px;color:var(--ink);font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}

@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
  /* A loading spinner is functional feedback, so keep it turning. */
  .spinner{animation:spin .8s linear infinite!important;border-top-color:var(--blue)}
}